SHINDE Finance offers the complete range of Personal & Business Finance. SHINDE Finance has a wide range of API network & web based process system.
Personal Finance
Personal Loan⚱ Unsecured Personal Loan
☛Funding
✓Loan Amount : ₨ 50,000 - ₨ 1 crore
✓Max. EMI : 65% of income
☛Repayment
✓Tenure max. 12 months - 60 months*
☛Interest Rate
✓Starting from 11.99%* p.a
☛Eligibility Criteria
✓Age 25 yrs - 60 yrs
✓CIBIL score 750 or above
✓Min. total 1 year experience
✓Min. 6 months experience in current company
✓Salaried employee of Private Limited company
✓Salaried employee of Public Sector undertaking
✓Min. income ₨ 30,000 for Private Limited company employee
✓Min. income ₨ 25,000 for PSU employee in Non-Metropolitan cities
✓Min. income ₨ 20,000 for PSU employee in Metropolitan cities
☛Income Proof
✓Bank statement last 6 months
✓Salary slips last 3 months
✓Income Tax return
✓FORM 16
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Personal Loan
Credit Card
⚱ Unsecured Credit Card
☛Eligibility Criteria
✓Age 25 yrs - 60 yrs
✓CIBIL score 750 or above
✓Min. total 1 year experience
✓Min. 6 months experience in current company
✓Salaried employee of Private Limited company
✓Salaried employee of Public Sector undertaking
✓Min. income ₨ 30,000 for Private Limited company employee
✓Min. income ₨ 25,000 for PSU employee in Non-Metropolitan cities
✓Min. income ₨ 20,000 for PSU employee in Metropolitan cities
☛Income Proof
✓Bank statement last 6 months
✓Salary slips last 3 months
✓Income Tax return
✓FORM 16
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Credit Card
Loan Against Mutual Fund
⚱ Secured Loan Against Mutual Fund
☛Funding
✓Minimum loan amount : ₨ 10,000
✓Maximum loan amount : ₨ 1 crore
✓Equity Mutual Fund loan amount : 45% the current market value
✓Debt Mutual Fund loan amount : 80% the current market value
☛Eligibility Criteria
✓No CIBIL score requirement
☛KYC
✓PAN Card
✓Phone number linked to mutual fund holdings
Apply Loan Against Mutual Fund
Loan Against Gold
⚱ Secured Loan Against Gold Jewellery
☛Funding
✓Minimum loan amount : ₨ 5,000
✓Maximum loan amount : ₨ 25,00,000
✓Gold loan amount : 75% the current market value
☛Eligibility Criteria
✓Age 25 yrs - 75 yrs
✓Self owned Jewellery
✓18ct-22ct of Gold Jewellery
✓Bangles, Chain, Ear-Rings, Rings, Necklace etc.
✓No gold coins, gold bullion, gold bars etc.
✓No stone etc.
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Loan Against Gold
Business Finance
Professional Loan⚱ Professionals Business Loan
⚱ Professionals Secured Loan
⚱ Professionals Loan Against Property
⚱ Professionals Equipment Loan
⚱ Professionals Medical Equipment Loan
☛Funding
✓Loan Amount : ₨ 3 Lakhs - ₨ 5 crore
☛Repayment
✓Tenure max. 24 months - 48 months*
☛Interest Rate
✓Starting from 15%* p.a
☛Eligibility Criteria
✓Age 25 yrs - 65 yrs
✓Min. 3 Yrs in business
✓Min. Turnover of ₨ 12 Lakhs for services
✓Min. Turnover ₨ 15 Lakhs for manufacturing
✓Min. Turnover ₨ 18 Lakhs for trading
☛Income Proof
✓Balance Sheet
✓Profit & Loss Account Statement
☛Ownership Proof
✓Shop License
✓GST Certificate
✓SSI Certificate
✓MSME Certificate
✓Business License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Professional Loan
MSME Loan
⚱ MSME Business Loan
⚱ MSME Secured Business Loan
⚱ MSME Loan Against Property
⚱ MSME Equipment Loan
⚱ MSME Small Business Loan
⚱ MSME Micro Loan Against Property
☛Funding
✓Loan Amount : ₨ 3 Lakhs - ₨ 5 crore
☛Repayment
✓Tenure max. 24 months - 48 months*
☛Interest Rate
✓Starting from 15%* p.a
☛Eligibility Criteria
✓Age 25 yrs - 65 yrs
✓Min. 3 Yrs in business
✓Min. Turnover of ₨ 12 Lakhs for services
✓Min. Turnover ₨ 15 Lakhs for manufacturing
✓Min. Turnover ₨ 18 Lakhs for trading
☛Income Proof
✓Balance Sheet
✓Profit & Loss Account Statement
☛Ownership Proof
✓Shop License
✓GST Certificate
✓SSI Certificate
✓MSME Certificate
✓Business License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply MSME Loan
Working Capital Loan
⚱ Long Term Working Capital Finance
☛Funding
✓Loan Amount : ₨ 3 Lakhs - ₨ 5 crore
☛Repayment
✓Tenure max. 24 months - 180 months*
☛Interest Rate
✓Starting from 12.5%* p.a
☛Eligibility Criteria
✓Age 25 yrs - 65 yrs
✓Min. 3 Yrs in business
✓Min. Turnover of ₨ 12 Lakhs for services
✓Min. Turnover ₨ 15 Lakhs for manufacturing
✓Min. Turnover ₨ 18 Lakhs for trading
☛Income Proof
✓Balance Sheet
✓Profit & Loss Account Statement
☛Ownership Proof
✓Shop License
✓GST Certificate
✓SSI Certificate
✓MSME Certificate
✓Business License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Working Capital Loan
Corporate Loan
⚱ Corporate Business Loan
⚱ Corporate Secured Business Loan
⚱ Corporate Loan Against Property
⚱ Corporate Equipment Loan
⚱ Corporate Supply Chain Business Loan
☛Funding
✓Loan Amount : ₨ 3 Lakhs - ₨ 5 crore
☛Repayment
✓Tenure max. 24 months - 48 months*
☛Interest Rate
✓Starting from 15%* p.a
☛Eligibility Criteria
✓Age 25 yrs - 65 yrs
✓Min. 3 Yrs in business
✓Min. Turnover of ₨ 12 Lakhs for services
✓Min. Turnover ₨ 15 Lakhs for manufacturing
✓Min. Turnover ₨ 18 Lakhs for trading
☛Income Proof
✓Balance Sheet
✓Profit & Loss Account Statement
☛Ownership Proof
✓Shop License
✓GST Certificate
✓SSI Certificate
✓MSME Certificate
✓Business License
✓Memorandum of Association (MOA)
✓Articles of Association (AOA)
✓Latest shareholding pattern
✓Last 2 years financial with audit report
✓Last 6 months bank statement of all bank accounts
✓Existing facility sanction letter
✓Repayment track record (RTR) of existing loan
☛Entity KYC
✓PAN Card
✓Utility bill
☛Directors KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Corporate Loan
Supply Chain Finance
Dealer, Distributor & Retailers Finance⚱Dealers Invoice Finance
⚱Distributors Invoice Finance
⚱Retailers Invoice Finance
⚱Invoice Factoring Secured Short Term Loan
⚱Invoice Finance for additional Working Capital
⚱Short Term Working Capital Finance
☛Eligibility Criteria
✓Dealer working for 1 year
✓Distributor working for 1 year
✓Retailer working for 1 year
☛Income Proof
✓Latest Income Tax Return
✓Audited Balance Sheet
✓Audited Profit & Loss Account Statement
☛Documents Required
✓Business profile with the business projection
✓Bank statement of business account
Apply Invoice Finance
Vendors Finance
⚱Loan Against Invoice
⚱Loan Against Purchase Order
⚱Loan Against Work Order
⚱Invoice Factoring Secured Short Term Loan
⚱Invoice Finance for additional Working Capital
⚱Short Term Working Capital Finance
☛Eligibility Criteria
✓ Vendor of 1 year
☛Income Proof
✓Latest Income Tax Return
✓Audited Balance Sheet
✓Audited Profit & Loss Account Statement
☛Documents Required
✓Business profile with the business projection
✓Bank statement of business account
Apply Vendor Finance
Commercial Vehicle Loan
⚱Three Wheeler Loan
⚱Small Commercial Vehicle Loan 🚚
⚱LCV Loan for Agri Logistics link
⚱LCV Loan for Factory Logistics link
☛Funding
✓Upto 85% funding
✓Loans Amount maximum ₨ 25 Lakhs
☛Interest Rate
✓14% to 17% for new vehicle
✓16% to 20% for used vehicle
☛Repayment
✓Tenure max. 48 months for new vehicle
✓Tenure max. 48 months for used vehicle
☛Eligibility Criteria
✓Market Load Operator
✓Prior vehicle owner
✓Repayment track record
✓Age 21 yrs - 60 yrs
☛Property Proof
✓RC copy of prior commercial vehicle
✓Agriculture Land holding proof
✓Commercial Property proof
✓Residential Property proof
☛Income Proof
✓Minimum Land holding of 2 acres based on the crops cultivated
☛Documents Required
✓Proof of agri land 7/12 or utara
✓Latest 1 year IT return
✓3 months bank statement
✓Loan Account statements of commercial vehicle being paid
✓Valid relevant Driving License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Commercial Vehicle Loan
Agriculture Finance
Farm Equipment Loan⚱Tractor Loan 🚜
⚱Harvester Loan
⚱Transplanter Loan
⚱Rotovator Loan
⚱Micro-irrigation Systems Loan
☛Funding
✓Upto 90% funding
✓Loans Amount maximum ₨ 25 Lakhs
☛Interest Rate
✓15% to 17% for new Farm Equipment
✓ 16% to 20% for used Farm Equipment
☛Repayment
✓Monthly/Quarterly/Half yearly
☛Tenure
✓Max. 6 Yrs for new Farm Equipment
✓Max. 6 Yrs for used Farm Equipment
☛Eligibility Criteria : Farmer
✓Age 25 yrs - 60 yrs
✓Farmer owning the agriculture land
✓Farmer involves in Livestock activities
✓Farmer involves in Agriculture activities
☛Eligibility Criteria : Commercial Hire
✓Age 21 yrs - 60 yrs
✓An individual use the tractor only for hiring purpose
✓Prior vehicle owner
✓Repayment track record
☛Income Proof
✓Minimum Land holding of 2 acres based on the crops cultivated
☛Documents Required : Farmer
✓Proof of agri land 7/12 or utara
✓Latest 1 year IT return
✓3 months bank statement
✓Loan Account statements of tractor being paid
✓3 years valid relevant Driving License
☛Documents Required : Commercial Hire
✓Latest 1 year IT return
✓3 months bank statement
✓Loan Account statements of commercial vehicle being paid
✓3 years valid relevant Driving License
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Farm Equipment Loan
Real Estate Finance
Home Loan⚱Ready Residential Property Loan
⚱Under Construction Residential Property Loan
⚱Under Construction Property on Own Land Loan
☛Funding
✓Loan Amount : ₨ 2 Lacs - ₨ 30 Lacs
☛Interest Rate
✓12% to 15%
☛Repayment
✓Loan Tenure : 12 months - 240 months
☛Eligibility Criteria
✓Age 25 yrs - 60 yrs ( for SENP/SEP 65 years )
✓Min. net Monthly income of Rs.10,000 or more per individual
☛Income Proof
✓Last 2 yrs’ ITR along with the financials
✓Last 6 Month Salary Slips/Certificate
☛Documents Required
✓Last 12 months Bank Statement
✓Loan Account statements being paid
✓Agreement to Sell
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Home Loan
Loan Against Property
⚱Mortgage Loan for Business Expansion
⚱Mortgage Loan for Asset creation
⚱Mortgage Loan for Debt Consolidation Purpose
⚱Mortgage Loan for Commercial Property Purchase
☛Funding
✓Loan Amount: ₨ 2 Lacs - ₨ 30 Lacs
☛Interest Rate
✓16%
☛Repayment
✓Loan Tenure : 12 months - 180 months
☛Eligibility Criteria
✓Age 25 yrs - 60 yrs ( for SENP/SEP 65 years )
✓Min. net Monthly income of Rs.10,000 or more per individual
☛Income Proof
✓Last 2 yrs’ ITR along with the financials
✓Last 6 Month Salary Slips/Certificate
☛Documents Required
✓12 months Bank Statement
✓Loan Account statements being paid
✓Agreement to Sell
☛KYC
✓PAN Card/Voters Id/Passport
✓Aadhar Card//Driving License/Utility bill
Apply Mortgage Loan
Our Team
A team of Dynamic and Talented Professionals comprising engineers, tech geeks, market experts, finance experts and a dedicated support team to deliver a better and enhanced experience hitherto undreamt of.
Customer
SHINDE Finance Personal Loan customers are salaried employee of public and private limited companies. SHINDE Finance Business Loan customers MSMEs and traders.
Regulator
SHINDE Finance is a business partner Loan Broker to RBI registered systemically important Non Banking Finance Company | NBFC-ND | Financier | MONEYWISE FINANCIAL SERVICES PRIVATE LIMITED.
KYC: SHINDE Finance follow Know Your Customer (KYC) Guidelines - Anti-Money Laundering Standards for all financial transactions under the Prevention of Money Laundering Act, 2002 and insist customer to submit officially valid documents as proof of name and address. The officially valid documents means PAN card number and Aadhaar Card number or GST nummber. For more detail send mail at tushar@shinde.org or call us on telephone no. 9320690034.
Tushar Shinde is the founder, promoter and CEO of SHINDE Finance.
Contact us
✆ 9321690034
✆ 9320690034
✆ 9820690034
✉ tushar@shinde.org
www.shinde.org
Tushar Shinde
CEO
SHINDE Finance
Marketing Office :
B/402, Lotus Corporate Park
Laxmi Nagar, Goregaon (E)
Mumbai - 400063
Maharashtra
India
Registered Address :
202, Rachana Apartment, Anand Nagar
Kulgaon, Badlapur (E)
Thane - 421503
Maharashtra
India